First Central Insurance & Technology Group (First Central Group for short) is a fast-growing UK insurer and innovator in data, delivering market-leading motor insurance, underwriting, distribution, finance and technology.
Against a backdrop of a fiercely competitive UK market, we emerged in 2008 to exploit the opportunities from the evolving price comparison sites. We started out with just 62 employees, and now employ over 1,200 people within our subsidiary businesses, working across multiple locations – Guernsey, Gibraltar, Sussex and Manchester.
We’re committed to restoring and maintaining trust in the industry through technology and data to reduce risk, tackle fraud and deliver products for the future. Furthermore, our in-house capabilities, people and commitment to innovation make us stand out from others in the industry.
Our underwriting brand, First Central Underwriting Limited (formerly known as Skyfire Insurance) uses state-of-the-art data sources and capabilities to assess risk at a granular level in order to provide competitive private motor insurance premiums. It is this treatment of data which set us apart from our competitors.
The technological expertise of our developers within the group enabled the creation of a bespoke insurance platform, which is used by 1st Central. This has quickly established First Central Group as a highly skilled and innovative software development hub, and differentiates us from traditional insurance groups.
Meanwhile, our motor insurance broker, 1st Central, is firmly established as a top 10 supplier on UK price comparison websites and has successfully built a customer base of over 1.25 million. It strives to make buying car insurance a more accessible and effortless experience.
1st Central features prominently in the Insurance Times’ Top 50 brokers listing and receives frequent and coveted industry awards for innovation, products and customer satisfaction, including being named Insurance Provider of the Year by MoneyAge for the sixth year running in 2022. It has also achieved the prestigious national ServiceMark award from the Institute of Customer Service.