About Us

We’re a fast-growing UK insurer, built on our own market leading technology, providing effortless customer experiences and value that goes beyond price.

woman woman

Our Values

1st Central exists to make insurance feel valuable for everyone by putting customers front and centre and enriching their experience with data ingenuity. Our company Culture is key to this with our four Corporate Values as the cornerstones.

crown

Ambition

We aim high. Customers and colleagues deserve the best. So do we. We don’t waste opportunities to grow and learn. We’re hungry for success and know how to achieve it. We relish change. We create solutions. We progress.
support

Collaboration

We build solid relationships; they help us overcome barriers. One strategy drives us and we’re quick to call out anything that’d harm it or our customers. Our inspiration’s shaped by many different voices. Together we’re more resourceful, versatile, stronger.
star

Agility

In today’s 24/7, fast-paced world we flex and evolve to stay ahead. We question the ‘as is’ and find better ways of doing things. We all know the value of change.
trophy

Ownership

Our people love a challenge. We step up. We shine a light on problems and sort them. It’s great people trust us to do the right thing. We own plans until we’ve achieved them: on our own, in teams, across teams. We’ve got this.

Our 5 strategic drivers

We provide exceptional digital products and services with expert human support on hand when it’s needed. We achieve this through a focus on our 5 strategic drivers:

Exceptional colleague experience

 We create an inclusive environment that encourages our colleagues to thrive.

Best Large Insurance Employer

at the 2024 British Insurance Awards

Star Rating

4.3 Glassdoor Rating

Reflecting our colleagues positive feedback

pie

55% of roles filled internally

Supporting internal mobility with promotions and career moves

Stat in a circle

36% of senior roles occupied by women at the end of 2025

in line with average in firms that contributed to Women in Finance Charter report

Over 2,000 hours in community volunteering in 2025

alongside continued support for our charity partners

Fancy joining an award-winning team? If you're looking for a career in a fast-paced environment with an award-winning employer, check out the latest opportunities on our Careers site.

Effortless customer experience 

Customers love the value and service we provide.

Green person icon

1.4 million customers

Trust us for their car or home insurance

Star rating

'Excellent' 4.4 out of 5 on Trustpilot

Don’t just take our word for it. Our customers rate us ‘Excellent’ on Trustpilot, with over 130,000 5-star reviews

5 star rating

Highly commended by Defaqto

We’re proud to be highly commended by Defaqto for our car insurance in 2025. When you’re covered with us, you’re in safe hands

Stat in circle

66% customer sentiment score

Highest in UK Consumer Duty Insurance Index versus the industry average of 25% (compiled by DataEQ in 2024)

ServiceMark award

We're also proud to have acheived the prestigious ServiceMark award from the Institue of Customer Service for the third time running in 2024

Optimised technology and data

Our proprietary technology and market-leading data science platform allow us to continuously improve customer and colleague experience and deliver value at speed.

Our investment in technology and data...

£125m+

iteratively invested in developing our own technology platform over more than a decade and we continue to enhance it every day

50+

third-party integrations. Our flexible, API-based approach simplifies integration, enabling innovation & change agility

>1 billion

data attributes analysed across >500k quotes each day

…leads to value for our customers, colleagues and company

>2x ROI

from investments made each year in our proprietary technology

>30%

of colleagues trained as part of our data literacy upskilling programme in 2025

84%

of in life policy changes completed online

Sustainable growth and profitability

We have delivered market leading growth rates and profitability over the last 5 years.

Graph with stats

2.7 times

as many customers as we had in 2019

Coloured car

Approximately 
1 in 25

cars on the road are now insured with 1st Central

Woman holding house

Launch of home insurance

across all four major price comparison websites in 2024 and continued to grow with discipline in 2025

Profitable in each of the last ten years

We’re owned by our founders and colleagues with investment funded by our own profits

Rigorously running our business

We take care of our business for the long term.

We protect our customers, colleagues and company

through robust governance procedures and strong operational resilience

We are committed to the highest standards of data security 

We are certified to the latest ISO 27001:2022 for information security management, ensuring policyholder data is protected with industry best practice safeguards

We manage our performance relentlessly

including rigorously tracking our objectives and KPIs across our five stategic drivers

We are a partner of choice

to all the major UK price comparison websites and a network of over 500 repairers across the UK due to our ambition, collaborative approach and flexible technology